Just these three for now:
- You always finance it. Why save ahead? If you need something, you can use credit.
There is something incredibly satisfying about saving up for things in advance. In our current world of easy credit this isn’t a satisfaction people get to experience enough of. Go ahead and give it a try. I dare you. I think you’ll be pleasantly surprised at how it feels.
- You don’t ever say, “That’s not in my budget this month.” You’ve got an image to uphold.
It is so refreshing to hear people reply to a social request with something genuine like, “I have other priorities for my money this month.” Choose how to spend your money based on your values. When a decision doesn’t fit, recognize that – and acknowledge it with a statement that reflects what is important to you.
- Books? Why read books when there’s reality TV to watch?
It can be easy to pass off bad financial decisions by saying, “I’m just not good with money.” That’s a choice you make. You can make a different choice and gain knowledge about money matters by committing to give up one TV show a week; instead use that time to read a book about investing, a finance magazine, or an online retirement-focused website.
